Can you retire from the reserves




















A qualifying year is a year in which the member earns at least 50 retirement points. Inactive point credit is earned for inactive duty training, reserve membership, equivalent instruction, and correspondence courses.

By law, members may receive credit for up to 60 inactive points for retirement years that ended before Sep. Points from these sources may be added to points earned from active duty and active duty for training for a maximum total of or points per retirement year.

Points are credited on the following basis:. A law passed in early allows Reserve and Guard members with 20 or more years to begin drawing retirement benefits before age 60 if they deploy for war or national emergency. For every 90 consecutive days spent mobilized, members of the Guard and reserve will see their start date for annuities reduced by three months. But this law only applies for deployment time served after Jan. An important factor: A member who retires under either system receives longevity credit for those years while a member of the Retired Reserve awaiting pay at age However, this does not apply to a former member who is entitled to retired pay under either the Final Basic Pay System or the High-three System.

A former member is defined as an individual who elected discharge rather than transfer to the Retired Reserve anytime after receiving notification of eligibility to receive Reserve retired pay at age In the case of a former member, regardless of the system under which the individual will receive Reserve retired pay, longevity credit ceases on the date the former member was discharged.

Reservists are also eligible for the Blended Retirement System effective Jan. The Blended Retirement System does not change how retirement points are calculated for members of the National Guard and Reserve.

Points are still earned by participating in drill, attending annual training and completing active duty, among other eligible categories. National Guard or Reserve members with 20 or more qualifying years are eligible to receive their monthly retired pay starting at age 60 or earlier based on qualifying active service. Moving When Deploying. Injured on Active Duty.

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About Us. News Center. Facts and Figures. For Providers. For Staff. For Members of the Media. For Vendors. Retiring from the National Guard or Reserve It depends. If you believe you have 20 qualifying years and have not received a notification letter, gather your documentation and contact your reserve center.

Army reservists between ages 58 and 59 will receive from the Reserve Personnel Command an application for retired pay at age 60 if they have earned a year letter and maintained a current address. Complete the application forms and submit them to the Reserve Personnel Command. Reservists can begin drawing retirement pay three months earlier than age 60 for every 90 days of active duty under certain mobilization authorities in support of a contingency operation, down to a limit of age The annual cost-of-living adjustment for military retired pay is based on changes in the Consumer Price Index, a government measure of the cost of goods and services, although the actual increase each year must be formally approved by Congress.

Redux retirees receive 1 percentage point less each year. In a scenario that was unprecedented in the more than three decades of the current COLA system, there was no COLA increase in and because the recession had depressed the costs of goods and services — a situation known as deflation. After that two-year hiatus, however, the COLA returned, with all retirees receiving a 3. Army Reserve and National Guard.

Coast Guard Reserve. Coast Guard Pay and Personnel Center, ; ; www. Marine Corps Reserve. Marine Individual Reserve Support Group, www. Navy Reserve. Navy Personnel Command, ; www. Reservists can qualify for military disability retirement pay or disability compensation. Reservists who retire or leave the service with disabilities caused while on duty also can receive disability compensation from the Department of Veterans Affairs.

Permanent disability. Members officially rated by the military as at least 30 percent permanently disabled are entitled to disability retirement pay. To qualify, they must have spent at least eight years in the military or the disability must have been incurred in the line of duty.

Temporary disability. Some veterans have medical problems that prevent them from carrying out their military duties, but their disabilities may not be permanent. These individuals may be placed on the Temporary Disability Retired List, and their disabilities will be re-evaluated every 18 months.

Within five years, doctors must determine whether the disabilities are permanent. VA disability compensation. VA offers disability payments to former military members with disabilities incurred or aggravated during active service. This compensation is separate from the military permanent and temporary disability payments and is tax-free.

Veterans with service-connected disabilities rated at 30 percent or more are entitled to additional allowances for their dependents. Veterans who do not qualify for military disability may qualify for VA disability, and vice versa.

Some qualify for both. Military retirees who have disabilities should apply to the Defense Department and for VA disability compensation as well. Military retirees with 20 or more years of service and a 50 percent or higher VA-rated disability no longer have their military retirement pay reduced by the amount of their VA disability compensation. This change is being phased in from through for those with disabilities rated at 50 percent to 90 percent.

Congress has eliminated the offset entirely for those rated percent disabled. Veterans classified as percent disabled, as well as their spouses and any dependent children, may use military exchanges, commissaries and other base facilities.

However, they are not eligible for military medical care. VA provides medical care for eligible veterans, spouses and dependents.



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